Loan Participations, CECL, Stress Testing, Loan Modeling for Banks and Credit Unions

Santa Fe, NM  |   (505) 490-6094  |  info@deepfutureanalytics.com

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STRESS TEST AND PEER COMPARISON REPORT

GAIN GREATER CLARITY
During Uncertain Times

Reliable COVID-19 Stress Scenarios using Call Report Data,
So you are confident in the tough decisions ahead.

Call Report Driven - No Need to Provide Data
Up to Date Economic Indicators
Quick Turnaround
Peer Comparisons
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LEAVE IT TO US!

Our team of experts will help you survive today’s COVID-19 crisis as we monitor and collect data on all of the changing economic indicators and apply it to your institution’s financials using our advanced loan modeling techniques.

We provide you with the information you need, including timely updates, all without requiring any interaction on your part.

HASSLE FREE

Your own current and historical data is automatically extracted from your NCUA call reports.

COMPREHENSIVE

Forecasts include all deposit/loan product balances, loss variables, profit variables, and key ratios.

CUSTOMIZABLE

Overlay the effect of Government Assistance or Change Assumptions and see the Portfolio Impact.

COMPARE TO PEERS

Five (5) Full Peer Comparison Reports to use for benchmarking, competitive positioning, or M&A

OUR CUSTOMIZED SOLUTION

STRESS TEST AND PEER COMPARISON REPORT

Our team of experts will help you survive today’s COVID-19 crisis as we monitor and collect data on all of the changing economic indicators and apply it to your institution’s financials using our advanced loan modeling techniques.

Our scenarios are created through deep learning neural networks tuned to long-range economic forecasting to provide you with the best range of alternatives. Key inputs include:

  • Monthly Capture of over 30 Key Economic Indicators that directly relate to your institution’s performance.
  • Up to date Macroeconomic models using State Level FDIC & NCUA call report summaries.
  • Your Credit Union’s historical trends for each specific deposit and loan product across each profit variable.

With DFA’s COVID-19 Recession Sensitivity Report
you will have insight into:

Your risk exposure. By product by state.

For your Credit Union by mild, adverse, and severe scenarios.

When and where should our CU start making loans?

You know your exposure. What new loans are good to make?

How’s my P&L going to look?

Outstanding Loans & Leases, Losses, Deposits, Loan-to-Share Ratio, Revenue, Expenses, and Net Income by DFA’s three scenario perspective.

How are my peers doing in this recession?

Compare your actuals and forecasts to your peers.

Considering all the moving parts, anything else our CU should be doing?

Drilling down into the detail of your Open Accounts, Charge-Offs, and P&L by DFA’s three scenarios, you’re equipped to make good decisions.

FAQ's - Including Pricing and Terms

How often will I receive the Recession Sensitivity Report?

You will receive the report either quarterly or monthly.

What is the annual cost of the report?

The cost for quarterly is $4,500 and the
cost for monthly is $6,750.

How many peers may I review?

You may review up to five peers.

Do you have an example of what the report will look like?

Yes, give us a call. We will send it and review it with you.

What is the difference between the Recession Sensitivity Report and Prescient Manager?

The Recession Sensitivity Report is based on your data at NCUA. Prescient Manager used your account-level data to support a broad range of applications including forecasting, stress testing, pricing optimization, loan participation valuation, and portfolio optimization.

How often are the scenarios updated?

About every two weeks.

How accurate are the scenarios?

Our scenarios are meant to give you a range of possible outcomes, so that you can make your best decision, given your individual Credit Union circumstances.

I am interested in Pricing and Portfolio Optimization. Can I do these with Prescient Manager? What about Loan Participation?

All of these except Loan Participation can be done with Prescient Manager. Loan Participation is an add-on feature.

WATCH OUR VIDEO TO LEARN MORE

Watch our Video