Dr. Breeden literally wrote the book on CECL in addition to the over 50 other books and trade publications in his name. He has created numerous financial models in his 25+ years, including the Mexican Peso Crisis, Asian Economic Crisis, 2001 Global Recession, Hong Kong SARS Recession, US Mortgage Crisis, and the Global Financial Crisis.

Things are changing fast and the uncertainty is greater than any we have seen in our lifetime. The range of possible impacts of COVID-19 on our financial well-being is greater than any previous event on record. Our intention is to keep you up-to-date with scenarios that reflect recent events.

Early data on COVID-19 suggests that we need to plan for a much longer-lasting event. We need to prepare for the all too real possibility that this is just the first mile of a marathon ahead of us. If we plan for that possibility, we maximize the chance that we cross the finish line together, whenever it arrives.

At Deep Future Analytics, we arm financial institution decision makers with best-in-class loan modeling tools and guide them to healthy and sustainable growth.