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    April 16, 2020

  • FOR IMMEDIATE RELEASE (2020-01-11)

    Minnesota Credit Union Network and
    Deep Future Analytics
    Announce Their Partnership

    FOR IMMEDIATE RELEASE: 11 January 2020

    Minnesota Credit Union Network and Deep Future Analytics Announce Their Partnership

    11 January 2020

    St. Paul, MN (January 11, 2020) – Minnesota Credit Union Network (MnCUN) and Deep Future Analytics (DFA) announced their partnership today. MnCUN will make available DFA’s Prescient Manager™ software to its membership. Prescient Manager™ is an easy-to-use, web-based credit risk forecasting and stress testing solution for credit unions and community banks. The software’s functionality includes:
    • Accurate, scenario-based, account-level FAS 5 ALLL and CECL forecasts including discounted cash flow functionality.
    • New loan pricing optimization leveraging the same cash flow model as for CECL.
    • Scenario-based loan valuations for purchases and sales of loan participations.

    Joseph Breeden, founder and CEO of Deep Future Analytics said, “We are excited to be partnering with MnCUN. We share a common vision that our accurate, scenario-based, account level cash flow models can create value across many functions in the FI. These solutions are integrated and coordinated in a way that a collection of independent models cannot be. MnCUN will be a great partner for bringing this capability to Minnesota credit unions.”

    “Deep Future Analytics will help best position Minnesota credit unions to manage and anticipate risk. The all-in-one software calculates the necessary lifetime loss forecasts for CECL, but also provides accurate and actionable information for portfolio management, account management, and loan pricing,” said John Ferstl, Chief Operations Officer for MnCUN.

    Deep Future Analytics is a joint operational venture of Prescient Models, LLC and Nuvision CUSO Holdings, LLC, a CUSO operated by Nuvision FCU. Dr. Joe Breeden, founder of Prescient Models, brings more than 20 years of experience leading financial institutions through predictive financial modeling, allowing clients to achieve a real understanding of portfolio dynamics for retail lending. Nuvision FCU was founded nearly a century ago as the credit union of Douglas Aircraft, its values were forged in the factories and plants that made the region prosper. Now with assets well-over $2B, Nuvision is a multi-state Credit Union, with branches in Southern California, Arizona, Wyoming, Alaska and Washington.

    About the Minnesota Credit Union Network

    The Minnesota Credit Union Network is the statewide trade association that works to ensure the success, growth and vitality of Minnesota credit unions. With approximately $25 billion in assets, Minnesota credit unions are local, trusted financial cooperatives that serve more than 1.8 million members at nearly 400 branch locations around the state. As not-for-profit institutions, credit unions give back to the communities they serve. For more information, visit www.mncun.org.


    Media Contact:
    Charles Hoy, Director of Business Development
    Deep Future Analytics LLC
    (505) 690-7195

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Dr. Joe Breeden, COO and Chief Scientist at Deep Future Analytics, has been the nation’s preeminent modeling practitioner for more than 20 years. He has created models through the 1995 Mexican Peso Crisis, the 1997 Asian Economic Crisis, the 2001 Global Recession, the 2003 Hong Kong SARS Recession, and the 2007-2009 US Mortgage Crisis and Global Financial Crisis.

These crises have provided Dr. Breeden with a rare perspective on crisis management and the analytics needs of executives for strategic decision-making. You have the opportunity to learn more about the unique insights offered through Age-Period-Cohort modeling, and many other modeling functions, with whitepapers, books, and videos from Deep Future Analytics.

April 16, 2020 Webinar

COVID-19 Stress Testing Update


Session Topics

  • Latest Recession Scenarios from ScenarioAI.com
  • Possible adjustments to performance for government assistance programs
  • Potential impacts to CECL "Day 2" calculations
  • Implications of sudden economic changes for robustness of stress test models and scoring models

February 14, 2020 Webinar

Stress Testing for Pandemics


Session Topics

◆ Insights From Modeling During Previous Pandemics
◆ Best Practices for Stress Testing During Pandemics
◆ How to make models that are robust to changing headlines
◆ What to watch for when the stress test becomes the baseline forecast

October 17, 2019 Webinar

Comparing CECL to FAS 5 Reserves


Session Topics

◆ Peer Group Comparisons of CECL Loss Reserves
◆ Comparisons of CECL to FAS5 Results
◆ Why and How to Adapt to these changes
◆ Differences in new allowance for Banks vs. Credit Unions

September 5, 2019 Webinar

Are we in the Worst Point in the Credit Cycle?How Should You Respond?


Session Topics

  • WHY do the worst loans get booked right before the worst economic conditions?
  • WHERE are we in the credit and economic cycles?
  • WHAT immediate actions can we take to prepare?

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