Loan Participations, CECL, Stress Testing, Loan Modeling for Banks and Credit Unions

Santa Fe, NM  |   (505) 490-6094  |  info@deepfutureanalytics.com

03/2024

Adverse Selection - March 2024

PRESENTED BY
Dr. Joseph Breeden, CEO Deep Future Analytics

ABOUT THE PRESENTER

Dr. Breeden literally wrote the book on CECL in addition to the over 80 other articles and books. He has created numerous financial models in his 25+ years, including the Mexican Peso Crisis, Asian Economic Crisis, 2001 Global Recession, Hong Kong SARS Recession, US Mortgage Crisis, and the Global Financial Crisis.

WEBINAR OVERVIEW

The Next Phase of the Credit Cycle
Credit cycles can last for a decade, so major turning points are rate occurrences. In 2006, we first identified macroeconomic adverse selection, where credit quality originated diverged from FICO score averages across the US lending industry. In 2022, we call another quality downturn due to rapidly rising interest rates. In Q1 2024 our models are predicting a turn in the cycle with steady improvement in loan demand and loan quality through 2025. Join us as we present the background, models, and forecasts for macroeconomic adverse selection and what lenders can do to prepare for and manage this turn in the cycle.

A MUST WATCH Webinar:
Adverse Selection
March 25, 2024
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A MUST WATCH Webinar:
Capturing Adverse Selection
April 14, 2022
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A MUST WATCH Webinar:
Classical and Quantum Computing
Mar, 2022
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A MUST WATCH Webinar:
Quantifying Model Selection Risk
February, 2022
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A MUST WATCH Webinar:
Guiding AI & ML through the Economic Cycle
January 13, 2022
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A MUST WATCH Webinar:
What is machine learning good for?
December 2, 2021
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ABOUT US

At Deep Future Analytics, we arm financial institution decision makers with best-in-class loan modeling tools and guide them to healthy and sustainable growth.

March 2024 - Adverse Selection